Terms of Use
Last updated: September 2026
Acceptance of Terms
By accessing and using the marsh-saga website (marsh-saga.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Description of Services
marsh-saga provides consulting services focused on intentional living, lifestyle simplification, and personal organization for professionals. Our website offers information about our services, philosophy, and methods for contacting us.
Use of Website
You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment of the site. Prohibited conduct includes:
- Transmitting any content that is unlawful, harmful, threatening, abusive, or otherwise objectionable
- Attempting to gain unauthorized access to any portion of the website or its systems
- Using the website to transmit unsolicited commercial communications
- Interfering with or disrupting the website or servers connected to it
- Collecting or storing personal data about other users without their consent
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of marsh-saga or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Consulting Services
Engagement of our consulting services is subject to separate agreements between marsh-saga and the client. The information provided on this website is for general informational purposes and does not constitute a binding offer or contract.
Disclaimer of Warranties
This website and its content are provided "as is" without warranties of any kind, either express or implied. marsh-saga does not warrant that:
- The website will be uninterrupted or error-free
- Defects will be corrected
- The website or server are free of viruses or harmful components
- The results obtained from using the website will be accurate or reliable
Limitation of Liability
To the fullest extent permitted by applicable law, marsh-saga shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:
- Your use or inability to use the website
- Any unauthorized access to or use of our servers
- Any interruption or cessation of transmission to or from the website
- Any errors or omissions in any content
Professional Advice Disclaimer
The information provided on this website is for general informational purposes only and should not be considered professional financial, legal, medical, or psychological advice. Our consulting services are designed to complement, not replace, guidance from qualified professionals in these fields. You should consult appropriate professionals before making significant life decisions.
External Links
Our website may contain links to external websites not operated by marsh-saga. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.
Indemnification
You agree to indemnify and hold harmless marsh-saga, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the website or violation of these Terms of Use.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website after any changes indicates your acceptance of the new terms.
Severability
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
Contact Information
For questions about these Terms of Use, please contact us at:
marsh-saga
200 Bay Street, Suite 2400
Toronto, Ontario M5J 2J2
Canada
Email: [email protected]